Having a roof over your head is one of life’s basic needs. When there is a threat that this will be taken away, it is understandable  that  many people panic, get very stressed and worried and consumed with fear. They don’t know what to do or where to turn and the prospect of having to […]

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If you miss or are behind with payments on your motgage or any loan secured on your property then you are said to be “in arrears” or to have “mortgage arrears”.
Once you are in arrears you ae in danger of having your home repossessed if you do not act. Normally lenders wait for two […]

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