Eviction is the last stage of the repossession process, but even then it’s not too late to save your home.
Stage 5 - Possession Warrant or Eviction Notice
If you have defaulted on a Suspended Possession Order or are still in your property after your Possession Order date, the lender will apply to the court for formal eviction. You will receive a letter from the court showing the exact date and time by which you must have left the property. This is often 7-14 days from date that the eviction notice is granted.
At the notified date and time, a court bailiff, representative of the lender and a locksmith will arrive at your property to formally take back control and possession of the property. You will have 10 minutes to collect your belongings and leave. Generally, after 10 minutes the locks will be changed and you will be allowed one further visit to collect any remaining belongings after approximately 2 weeks.
Warning! Do not be fooled into thinking this will not be followed through. Even if you are ill, elderly or have young children this process will be followed regardless of any excuses you feel you may have.
Action you can take:
Explore your options (see the “Repossession - The Options” articles). It is not too late to act and save your home.
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